The Hyde Street cable car in San Francisco California

Updated: April 13, 2026

Where to Stay in San Francisco: 6 Best Areas & Hotels

Bailey and Daniel at Tantalus Vineyards

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Dan & Bailey

Bailey and Daniel are the married couple who started this blog. They’re endlessly curious, always planning the next adventure, and happiest when they’re on the move. Travel isn’t something they do once or twice a year — it’s the way they’ve chosen to live their lives.

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Planning a trip to San Francisco and not sure where to stay? You’re in the right place.

San Francisco is known for being a small city, but there are still lots of distinct neighborhoods that very much have their own vibe going on! It’s easy to get around, but where you stay can still really shape your experience of the city, whether you go for a waterfront area packed with attractions or a quieter, more local spot.

After spending time exploring San Francisco, we’ve put together this guide to the best areas to stay, along with our top hotel picks for every budget. Whether it’s your first visit or you’re coming back for more, this will help you find the right base for your trip.

Don’t Miss Out On Our Top Choice!

Boats at Fishermans Wharf San Francisco Calidornia (1)

This is the hotel and area we loved the most and suggest booking ASAP!

Our personal FAVORITE area to stay in is Fisherman’s Wharf. It’s lively, super walkable, and puts you right by top sights like Pier 39 and the Alcatraz ferry!

We recommend staying at Riu Plaza Fisherman’s Wharf for its central location, cozy rooms, and great value!

Where to Stay in San Francisco Map

Overview of the Best Areas to Stay in San Francisco

A cable car in Union Square in San Francisco California (4)
The cable cars around Union Square
View to the Golden Gate Bridge from Crissy Field Park in San Francisco California 1-2
The Golden Gate Bridge from Crissy Park, Marina District

Although San Francisco is a pretty compact city, each area has a very different feel. And while many of the main neighborhoods are within walking distance of each other, you need to be prepared for some serious hills as you explore! 

If you’d rather not walk, getting around is easy thanks to cable cars, buses, and rideshare apps. And when you arrive, the best way to get from the airport to downtown is via BART, San Fran’s high-speed rail system. 

You don’t need a rental car if you’re staying in the central areas we cover below. In fact, it can be more of a hassle than a help, as parking is limited and often very expensive! The exception is the Marina District, which sits slightly outside the downtown core and tends to have more parking options.

The neighborhoods we recommend are generally safe and well-known, but like any big city, San Francisco has areas that are best avoided. As long as you stick to the main areas and stay aware of your surroundings, you’re unlikely to encounter any issues.

  • Fisherman’s Wharf Best for first-time visitors – This is one of the most popular areas in San Francisco thanks to its waterfront views and easy-to-navigate layout, as well as the fact that it’s home to lots of major attractions. Riu Plaza Fisherman’s Wharf is a great mid-range option with modern rooms and a central location near Pier 39.
  • Union Square Best for shopping & convenience – This is the city’s main commercial hub. It’s packed with shops and restaurants, and it boasts excellent transport links. Beacon Grand, A Union Square Hotel is a stylish stay with a central location and a more boutique feel.
  • Nob Hill Best for luxury & views – This upscale neighborhood sits on one of the city’s highest points, offering iconic views and lots of historic charm. Stanford Court San Francisco is a great pick with modern interiors and a prime hilltop location.
  • North BeachBest for food & nightlife – Known as San Francisco’s Little Italy, this area is full of great restaurants and a lively atmosphere. Hotel Boheme is a lovely boutique stay that fits perfectly with the neighborhood’s vibe.
  • The Marina DistrictBest for a relaxed & scenic stay – This waterfront neighborhood offers a more laid-back feel, with beautiful views and plenty of outdoor spaces. Cow Hollow Inn and Suites is a solid option with spacious rooms and good parking availability.
  • Financial DistrictBest for business travelers – This area is super central and well-connected, with easy access to offices and the waterfront.  Omni San Francisco is a polished hotel with classic style and a convenient downtown location.

Important Tip

Multiple San Francisco trips have taught us that this city doesn’t reward spontaneity when it comes to planning. The good places get snapped up months in advance, leaving the overpriced and underwhelming options for last-minute travelers.

The sweet spot for booking San Francisco accommodations is 3-4 months out—enough time to secure good rates but not so far ahead that you’re locking in plans excessively early.

Where to Stay in San Francisco

Fisherman’s Wharf 

Boats at Fishermans Wharf San Francisco Calidornia (2)
Admiring all of the fishing boats along Fisherman’s Wharf
Sea Lions, pier 39 in San Francisco California
The famous Sea Lions of Pier 39!

BEST FOR FIRST TIME VISITORS

Pros

  • Walking distance to major attractions
  • Easy to navigate with lots of hotels and restaurants

Cons

  • Very busy and touristy
  • Less local character
  • One of the most expensive areas 

Fisherman’s Wharf is one of the most popular areas to stay in San Francisco, especially if it’s your first time visiting. It’s right along the waterfront and puts you within walking distance of some of the city’s biggest attractions, so it’s very easy to explore the city from here. In fact, with places like Pier 39, the Alcatraz ferry terminal, and the historic waterfront all nearby, it’s hard to beat as a base for sightseeing!

We also enjoy staying in Fisherman’s Wharf because the area itself is so easy to get around. It’s walkable, and it’s served by two different cable car lines, so you really couldn’t ask for more convenience. Plus, there are some great restaurants and bars around. We highly recommend heading to Buena Vista, which is the birthplace of Irish coffee in America, and trying a clam chowder bread bowl at Boudin Bakery or Fog Harbor Fish House (or both – when in San Fran, right?)

That said, Fisherman’s Wharf is the main tourist hub, so it can feel busy and a bit commercial at times. If you’re after a more local or residential vibe, you might prefer somewhere like North Beach or the Marina. But for first-time visitors who are prioritizing ease and sightseeing, we think this area is the clear choice!

The Fairmont Heritage Place Ghirardelli Square- $$$

The Fairmont Heritage Place Ghirardelli Square in San Francisco California
Photo credit: The Fairmont Heritage Place Ghirardelli Square

The Fairmont Heritage Place Ghirardelli Square is one of the most unique stays in San Francisco. It’s set within the historic Ghirardelli Square, right by the waterfront, so the location is hard to beat! You’re just a short walk from Fisherman’s Wharf but still slightly removed from the busiest crowds.

The property offers spacious apartment-style residences rather than standard hotel rooms, which makes it a great option if you want more space or are traveling as a group. The design blends historic San Fran charm with modern comfort, and the views over the bay are a big highlight. It’s definitely more of a luxury, residential-style stay than a typical hotel experience.

Rooms here usually start at around $1,000 USD per night and can go up to $2,000+ USD for a 3-bed residence.

If The Fairmont Heritage Place is fully booked, Argonaut Hotel is another great option set right on the waterfront near Fisherman’s Wharf. It’s still high-end, but it’s more wallet-friendly than the Fairmont, and it offers a nautical-themed design with lots of character.

Alternatively, Marriott Vacation Club®, San Francisco is a bit more affordable, but it’s still sleek and spacious. It’s also in a bit of a quieter part of the Wharf, so it’s a good option if you don’t want to always be in the heart of the action.

Riu Plaza Fisherman’s Wharf – $$ 

Riu Plaza Fisherman's Wharf in San Francisco California
Photo credit: Riu Plaza Fisherman’s Wharf

We think that Riu Plaza Fisherman’s Wharf is one of the best-value options in this area, especially considering how central it is!  You’re just a short walk from Pier 39 and the waterfront, so it’s a great base for sightseeing.

The hotel is modern and fairly large, with a straightforward setup that includes an outdoor pool, a gym, and a decent breakfast, which is a nice bonus in San Francisco! The rooms are simple but comfortable, and the outdoor fire pits add a homely touch.

Rooms here usually start at around $180 USD per night and can go up to $350 USD depending on the season.

Another great option here is Hotel Zoe Fisherman’s Wharf, just a few minutes from the waterfront, with a more boutique feel. It offers stylish rooms and a cozy courtyard with fire pits, which is a nice touch as it can get chilly in San Francisco, even during summer!

Hotel Zephyr San Francisco is another fun alternative located right by the pier. It has a more bold, playful design and a fun outdoor space.

Hotel Caza – $$

Hotel Caza in San Francisco California
Photo credit: Hotel Caza

Hotel Caza sits just slightly away from the busiest part of Fisherman’s Wharf, which makes it feel a bit calmer while still being close to everything. You can easily walk to the waterfront and main attractions in just a few minutes.

The hotel has a modern, laid-back feel, with spacious rooms and a few fun extras like an outdoor pool, games area, and social spaces. We think it’s an especially good choice for groups of friends! Rooms here usually start at around $270 USD per night and can go up to $650 USD depending on the season.

If Hotel Caza is unavailable, Holiday Inn Express Hotel & Suites Fisherman’s Wharf by IHG is another reliable option nearby with a comfortable setup and breakfast included. It’s a good pick if you want something easy and convenient.

Kimpton Alton Fisherman’s Wharf by IHG is also a great alternative just around the corner with a more sleek, boutique feel (hey, that rhymes!) It’s very stylish and has an upscale-feeling restaurant and bar on site that serves very Instagram-friendly dishes and drinks.

Union Square

Union Square in San Francisco California (1)
The view of Union Square
A cable car in Union Square in San Francisco California (3)
The iconic cable cars

BEST FOR SHOPPING & CONVENIENCE

Pros

  • Very central with excellent transport links
  • Wide range of hotels for all budgets

Cons

  • Can feel busy and commercial
  • Some nearby areas are less desirable

Union Square is one of the most central and practical places to stay in San Francisco. It’s the city’s main transport hub, so getting around from here is really easy, whether you’re hopping on a cable car, catching the BART, or using buses and rideshare apps.

This is also the best area for shopping. We had so much fun exploring the big department stores and admiring the high-end boutiques, and there are lots of cafes and theatres around. The lively vibe here is a lot of fun, so we’d recommend staying here if you like to be right in the middle of things! 

Another big advantage of staying in Union Square is the range of hotels. You’ll find everything from budget-friendly options to more upscale stays, and prices here are often a bit more reasonable than in areas like Nob Hill or Fisherman’s Wharf.

That said, Union Square can feel quite commercial, and the vibe isn’t as charming as some of the city’s other neighborhoods. It’s also worth choosing your exact location carefully. We recommend staying on the east side of Union Square, closer to the Financial District, as areas further west can feel a bit rougher.

Hotel Nikko San Francisco- $$ 

Hotel Nikko San Francisco in San Francisco California
Photo credit: Hotel Nikko San Francisco
Hotel Nikko San Francisco in San Francisco California 1
Photo credit: Hotel Nikko San Francisco

Hotel Nikko San Francisco is a great all-rounder in Union Square, especially if you want something modern, comfortable, and well-located. It sits just a short walk from the main square, so you’ve got easy access to shopping, transport, and restaurants.

The hotel has a slightly more upscale feel than your typical mid-range stay, with spacious rooms and excellent on-site facilities. There’s an indoor pool, a gym, and even a rooftop area, which is a nice bonus in a city hotel. It’s a really solid pick if you want something reliable that still feels a bit elevated. Rooms here usually start at around $250 USD per night.

For a more modern, tech-forward stay, citizenM San Francisco Union Square is a fantastic alternative with sleek design and smart room features. It’s an excellent choice if you prefer a contemporary, minimalist vibe right in the heart of the city.

Hilton San Francisco Union Square is another reliable choice just around the corner. It’s a larger hotel with great views from the higher floors and plenty of on-site amenities.

Beacon Grand, A Union Square Hotel – $$ 

Beacon Grand, A Union Square Hotel in San Francisco California 1
Photo credit: Beacon Grand, A Union Square Hotel
Beacon Grand, A Union Square Hotel in San Francisco California
Photo credit: Beacon Grand, A Union Square Hotel

Beacon Grand, A Union Square Hotel is one of the most stylish stays in Union Square, set in a beautifully restored historic building just steps from the action. The location is excellent, as you’re right in the heart of the city with lots of shops and transport links all within easy reach.

Inside, the hotel blends classic San Francisco elegance with modern design. The rooms are thoughtfully designed, and the rooftop bar is a real highlight, offering great views over the city. It feels a bit more boutique than some of the larger hotels in the area, which gives it a nice edge.

Rooms here usually start at around $170 USD per night and can go up to $320 USD depending on the season.

If Beacon Grand is sold out for your dates, Grand Hyatt San Francisco Union Square is also a great option right on the square with a more classic high-rise feel. It offers spacious rooms and impressive city views from the upper floors.

Hotel Emblem San Francisco is another fun alternative nearby with a playful, literary-inspired design. If you love books, this is basically a dream hotel to stay in! 

Handlery Union Square Hotel- $ 

Handlery Union Square Hotel in San Francisco California 1
Photo credit: Handlery Union Square Hotel
Handlery Union Square Hotel in San Francisco California
Photo credit: Handlery Union Square Hotel

Handlery Union Square Hotel is a great budget-friendly option right in the heart of the action. It’s located just off the main square, so you’re within walking distance of everything, from shops and restaurants to transport links.

The hotel has a slightly old-school feel, but it’s well-maintained and comfortable. There’s also an outdoor pool, which is a nice bonus at this price point. It’s not as sleek as the higher-end property in the area, but it’s still clean, comfortable, and well equipped. We think that it offers great value for money!

Rooms here usually start at around $175 USD per night and can go up to $250 USD depending on the season.

For a simple, budget-friendly stay, Hotel Stratford San Francisco is another great option right by Union Square with a clean, modern setup. It’s an ideal choice if you’re just looking for something comfortable and super central.

Kensington Park Hotel is another great alternative nearby with a more elegant feel. It offers comfortable rooms, free cancellation, and you’ve got two metro stations right nearby. 

Nob Hill

Houses in Nob Hill San Francisco California
The houses on Nob Hill
James C. Flood Mansion in Nob Hill San Francisco California
The famous James C. Flood Mansion

BEST FOR LUXURY & VIEWS

Pros

  • Beautiful views and historic charm
  • Quieter and more refined than Union Square

Cons

  • Very hilly
  • More expensive than other areas

Nob Hill is one of the most iconic neighborhoods in San Francisco, known for its grand hotels, historic buildings, and incredible views over the city. It sits high above the surrounding areas, which gives it that classic San Francisco look, but it also means you’ll be dealing with some pretty steep hills. No pain, no gain, right?

This is where you come if you want something a bit more upscale. The area has a quieter, more refined feel compared to Union Square, but you’re still within walking distance of the city’s main sights. You’ll also find the famous cable cars running through here, which makes getting around a lot easier (and more fun).

Nob Hill is home to some of the city’s most well-known hotels, along with a handful of great restaurants and historic landmarks like the James C. Flood Mansion. It’s a great choice if you want to stay somewhere a little quieter without being too far from the action. 

However, the hills really are no joke! We had sore calves for days after walking around here, so it might not be the best option for travelers with mobility issues. However, if you’re prepared to embrace the extra leg workout, Nob Hill offers a more elevated San Francisco experience – literally!

The Ritz-Carlton, San Francisco- $$$

The Ritz-Carlton, San Francisco in San Francisco California
Photo credit: The Ritz-Carlton, San Francisco

The Ritz-Carlton, San Francisco is one of the most iconic luxury stays in the city. It’s a beautiful 5-star hotel set in a grand historic building right on Nob Hill. The location is excellent, as you’re just a 10-minute walk from Union Square and the Financial District, although there are two elegant restaurants on-site for when you don’t feel like heading out.

Inside, the hotel feels classic and elegant, with spacious rooms and that polished service you’d expect from a Ritz-Carlton property. It’s a great choice if you want a proper luxury experience in San Francisco! Rooms here usually start at around $500 USD per night.

If The Ritz-Carlton is fully booked, Fairmont San Francisco is another legendary hotel set right at the top of Nob Hill. It offers incredible views and a grand, historic feel, making it a great alternative if you want that classic San Francisco experience.

Stanford Court San Francisco- $$

Stanford Court San Francisco in San Francisco California
Photo credit: Stanford Court San Francisco

Stanford Court San Francisco is a great mid-range option on Nob Hill. It sits right near the cable car lines, which makes getting around the city a lot easier, especially given the hills in this area!

The hotel has a clean, contemporary feel, with comfortable rooms and a few tech-forward touches. It’s not overly flashy, but it’s well-designed and very practical. The location is a big win here, as you’re within walking distance of Union Square while still enjoying the quieter vibe of Nob Hill. Rooms here usually start at around $300 USD per night.

InterContinental Mark Hopkins San Francisco by IHG is another great option nearby with a more classic, historic feel. It’s especially known for its rooftop bar, which offers some of the best views in the city.

Holiday Inn San Francisco – Golden Gateway- $ 

Holiday Inn San Francisco - Golden Gateway in San Francisco California
Photo credit: Holiday Inn San Francisco – Golden Gateway

Holiday Inn San Francisco – Golden Gateway is an amazing budget-friendly option just on the edge of Nob Hill, offering great value for money in a central location. You’re slightly removed from the steepest hills, which can make getting around a bit easier while still being close to the action.

The hotel is larger and more modern, with simple, comfortable rooms and some great views from the higher floors. There’s also an outdoor pool and fitness center, which is a nice bonus at this price point. It’s not the most characterful stay, but in true Holiday Inn style, it’s reliable and well-located.

Rooms here usually start at around $140 USD per night and can go up to $250 USD depending on the season.

If Holiday Inn is fully booked, Nob Hill Motor Inn is another affordable option nearby with a straightforward setup and free parking. Trust me, that’s a big plus in San Francisco, where hotels regularly charge $60+ USD per day – or more!

Castle Inn is also a great alternative in the same area, with clean, comfortable rooms and a convenient location for exploring the city. The decor is a little dated, but the hotel has strong reviews, and it’s just a 3-minute walk from the nearest cable car line.

North Beach

Bailey-eats-dinner-with-wine-in-San Francisco California
This area is fantastic for foodies!
North Beach, San Francisco, California
Walking through North Beach

BEST FOR FOOD & NIGHTLIFE

Pros

  • Fantastic food scene and lively atmosphere
  • Central location with more affordable hotels

Cons

  • Can be noisy at night
  • Fewer hotel options than in bigger areas

North Beach is one of the most fun areas to stay in San Francisco, especially if food is a big part of your trip! Known as the city’s “Little Italy,” this neighborhood is packed with Italian restaurants, cafés, and bars. We love it because it has a really lively, local feel without being too far from the main sights.

On several nights of our San Francisco trip, we came here to eat well and ended up staying out later than intended! With everything from old-school pizzerias to trendy wine bars on offer, this place just has a buzzing energy that can make it hard to call it a night. Plus, it feels more cultural and less touristy than places like Fisherman’s Wharf, which we really enjoyed.

Location-wise, it’s a great base. You can walk to Chinatown in just a few minutes, reach the waterfront in around 15 minutes, and get to Union Square in about 20 minutes. Nob Hill is also nearby, although be prepared for a steep climb or a cable car ride to get there! 

North Beach is best for travelers who want a central location with lots of personality. It’s not the quietest area, but if you’re here for great food, nightlife, and a more local vibe, it’s a brilliant choice.

Columbus Inn- $$

Columbus Inn in San Francisco California
Photo credit: Columbus Inn

We think that Columbus Inn is a great option in North Beach, especially if location is your top priority. It’s a pretty simple hotel that sits right on the edge of the neighborhood, so you’re within walking distance of North Beach’s restaurants, Chinatown, and the waterfront.

The rooms are modern and comfortable, with a clean, no-fuss feel that works really well for a city stay. One of the biggest perks here is the free parking, which is rare in San Francisco and a huge bonus if you’ve got a car!

It’s not the most distinctive hotel in the area, but it’s practical and reliable. Rooms here usually start at around $220 USD per night.

If Columbus Inn is fully booked, San Remo Hotel is another great option right in North Beach with a more historic, European-style feel. It offers small but charming rooms and lots of character, making it a fun alternative.

Hotel Boheme – $$

Hotel Boheme in San Francisco California
Photo credit: Hotel Boheme

Hotel Boheme is one of the most characterful stays in North Beach, and we think that it fits the neighborhood perfectly. Located right on Columbus Avenue, you’re surrounded by bars and restaurants, so it’s a great base if you want to be in the middle of the action!

The hotel leans into its literary, bohemian roots, with a design inspired by the Beat Generation. The rooms are cozy rather than spacious, but they’re full of personality, and the whole place has a really unique feel. It’s a great choice if you want a more memorable stay rather than a generic hotel. Rooms here usually start at around $300 USD per night.

If Hotel Boheme is booked up, Washington Square Inn is another great option, just a short walk away overlooking Washington Square Park. It offers a more classic, romantic feel with comfortable rooms and a quieter setting.

Green Tortoise Hostel – $

Green Tortoise Hostel San Francisco in San Francisco California
Photo credit: Green Tortoise Hostel San Francisco

Green Tortoise Hostel is one of the best budget options in San Francisco, especially if you’re traveling solo or looking to meet people. It’s located right in North Beach, so you’re close to all the action, which is what you want when traveling alone!

The hostel has a really social vibe, with communal spaces and regular activities that make it easy to connect with other travelers. The rooms are simple but comfortable, and everything is clean and well-run. It’s a great choice if you want to keep costs down without sacrificing location.

Dorm beds here usually start at around $60 USD per night, while private rooms go up to around $120 USD.

If Green Tortoise is fully booked, Royal Pacific Motor Inn is another budget-friendly property just across the street in Chinatown. It offers simple, no-frills rooms in a very central location with free parking, making it another great value option. 

The Marina District 

Palace of Fine Arts Marina District San Francisco California
The Palace of Fine Arts
View to the Golden Gate Bridge from Crissy Field Park in San Francisco California
View of the Golden Gate Bridge from Crissy Field Park

BEST FOR A RELAXED & SCENIC STAY

Pros

  • Beautiful waterfront views and outdoor spaces
  • More relaxed, local feel with great restaurants and bars 

Cons

  • Slightly less central than downtown
  • Fewer public transport options

The Marina District is one of the nicest areas to stay in San Francisco if you’re after something a bit more relaxed. It’s right by the water, with views of the Golden Gate Bridge and easy access to places like Crissy Field, the Palace of Fine Arts, and the Presidio, so it’s a great spot if you enjoy being outdoors!

The overall vibe here is more laid-back compared to areas like Union Square or Fisherman’s Wharf. You’ve got plenty of great restaurants, cafés, and bars along Chestnut Street, and it feels more local and residential, which we really like. It’s a great place to come back to in the evening after a busy day of sightseeing.

That said, it’s not quite as central, so getting around can take a bit more planning. There are buses and rideshares available, but you won’t have the same level of access to transportation as you would downtown.

On the flip side, one big advantage here is parking. If you’re driving, this is one of the easier areas to stay in, with more options available and less hassle compared to the city center. All in all, the Marina District is best for travelers who want a quieter and more scenic base without being too far from the main sights.

Coventry Motor Inn – $$

Coventry Motor Inn in San Francisco California
Photo credit: Coventry Motor Inn

Coventry Motor Inn is a great mid-range option in the Marina District, especially if you’re traveling with a car. It’s located along Lombard Street, so you’ve got easy access in and out of the city, and you’re still within walking distance of Chestnut Street’s restaurants and bars.

The rooms are spacious and simple, with a clean, airy feel. The standout feature here is the free parking, which is a huge perk in San Francisco and can save you a lot of money. It’s a practical and welcoming hotel in a great location, so we think it offers excellent value if you want to stay in this area.

Rooms here usually start at around $250 USD per night and can go up to $400 USD depending on the season and room type.

If Coventry Motor Inn is fully booked, Chelsea Inn is another solid option nearby in a quieter part of the Marina. It offers simple, comfortable rooms and a relaxed, no-fuss stay that works well for short visits.

Cow Hollow Inn and Suites – $$ 

Cow Hollow Inn and Suites in San Francisco California
Photo credit: Cow Hollow Inn and Suites

Cow Hollow Inn and Suites is one of the best-value stays in the Marina District, offering a great balance of location, space, and price. It sits just off Lombard Street, so you’re close to transport routes while still being within easy walking distance of Chestnut Street.

The rooms are large and comfortable, and like many places in this area, free parking is included, which is a huge bonus. It’s not the most modern hotel, but it’s clean, reliable, and very practical. We think it’s a great option if you want something straightforward that won’t blow your budget. Rooms here usually start at around $150 USD per night.

For a comfortable, no-fuss stay in a great location, Seaside Inn is another solid option nearby with a similar setup and free parking. It feels homely and relaxed, with plenty of restaurants just steps away.

Samesun San Francisco – $

Samesun San Francisco in San Francisco California
Photo credit: Samesun San Francisco

Samesun San Francisco is a great budget-friendly option in the Marina District, especially if you’re traveling solo or looking for a more social stay. It’s located along Lombard Street, so you’re close to bus routes and within walking distance of the waterfront and local restaurants.

The hostel has a bright, modern feel, with clean dorms and private rooms available. The dorms are very well set up, and staying here is way more comfortable than your average hostel! There’s also a strong social vibe, with shared spaces that make it easy to meet other travelers. It’s simple but well done, and the location is a big plus for the price. 

Dorm beds here usually start at around $50 USD per night, while private rooms start at around $150 USD.

If Samesun is fully booked, Travelodge by Wyndham San Francisco Bay is another affordable option nearby with a more traditional hotel setup – you always know what you’re getting with a Travelodge! It offers simple rooms and a convenient location close to the Marina and Fisherman’s Wharf.

The Financial District 

The Financial District in San Francisco California
The Financial District

BEST FOR BUSINESS TRAVELERS

Pros

  • Very central with excellent transport links
  • Quieter and cleaner than busier tourist areas

Cons

  • Lacks atmosphere, especially at night
  • Not much going on in the evenings or weekends

The Financial District is one of the most practical places to stay in San Francisco, albeit not the most exciting. This is the city’s business hub, so expect lots of office buildings alongside polished hotels and a more corporate feel overall. We do like it for how easy everything is, but it doesn’t have the same personality as areas like North Beach or the Marina.

That said, the location is hard to beat. You’re right by the Embarcadero and waterfront, which is a lovely place to walk, and you can easily reach Union Square, North Beach, and even Chinatown on foot. It’s also one of the best-connected areas in the city, with BART, buses, and cable cars all nearby, so getting around is really straightforward.

We think this area works best for short stays or business trips. If you’re prioritizing location and ease over atmosphere, the Financial District can be a smart choice. It’s clean, convenient, and feels a bit calmer than the main tourist areas, which can be a plus after a busy day of sightseeing. Just be aware that it can feel pretty quiet in the evenings and on weekends once the office crowd heads home.

Four Seasons Hotel San Francisco at Embarcadero- $$$ 

Four Seasons Hotel San Francisco at Embarcadero in San Francisco California
Photo credit: Four Seasons Hotel San Francisco at Embarcadero

Four Seasons Hotel San Francisco at Embarcadero is easily one of the most impressive stays in San Francisco, especially if you’re after views. The hotel occupies the upper floors of a downtown skyscraper, so you get panoramic views over the city and bay from pretty much every room.

The whole experience feels sleek and elevated, with spacious rooms, floor-to-ceiling windows, and that signature Four Seasons service. It’s a great choice if you want something luxurious but still very central and practical. You’re right by the waterfront and within walking distance of plenty of key sights.

Rooms here usually start at around $500 USD per night, although they can go north of $1,000+ USD for the top rooms and suites.

For a classic high-rise stay by the water, Hyatt Regency San Francisco is another great option right on the Embarcadero. It offers spacious rooms and easy access to the waterfront and the Ferry Building.

1 Hotel San Francisco is another excellent alternative just outside the Financial District on the waterfront. It has a more modern, eco-luxury feel that we just love, with beautiful design and a zen atmosphere.

Omni San Francisco – $$ 

Omni San Francisco in San Francisco California
Photo credit: Omni San Francisco

Omni San Francisco is a lovely mid-range option that feels a bit more upscale than the price suggests. It’s set in a historic building in the heart of the Financial District, and it definitely has a more classic, regal feel than a lot of the newer hotels with chandeliers, sweeping staircases, and a very grand lobby.

The rooms are spacious and comfortable, and the service is consistently good. It’s a really solid choice if you want something reliable with a bit of character, while still being in a super convenient location. You’re within walking distance of the waterfront, Chinatown, and Union Square.

Rooms here usually start at around $200 per night and can go up to $350 depending on the season.

If Omni is sold out for your travel dates, Hilton San Francisco Financial District is a more modern alternative. It doesn’t have as much character, but it’s sleek and contemporary with great views from the upper floors, a well-equipped gym, and easy access to nearby neighborhoods.

Club Quarters Hotel Embarcadero, San Francisco – $

Club Quarters Hotel Embarcadero, San Francisco in San Francisco California
Photo credit: Club Quarters Hotel Embarcadero, San Francisco

Club Quarters Hotel Embarcadero, San Francisco is a simple and compact hotel in a super central location. It’s just a short walk from the waterfront, which makes it easy to explore the Embarcadero and nearby neighborhoods.

The rooms are compact but well-designed, with a clean, modern feel that works well for shorter stays. It’s not a luxury experience, but it’s comfortable and very practical. There are also shared spaces and work areas, which can be handy if you need to get a bit of work done while you’re here.

Rooms here usually start at around $140 per night and can go up to $400 depending on the season and category.

If Club Quarters is fully booked, ITH San Francisco Pacific Tradewinds Backpacker Hostel is a super fun and social option – in fact, it’s one of the best-rated hostels in the city! It’s simple and homely, and offers both dorms and private rooms close to several metro and train stations.

Related Read: Looking for more ideas to fill your itinerary? Don’t miss our guide to the best things to do in San Francisco, packed with can’t-miss sights, tours, and local experiences.

Top Activities to do in San Francisco

Bridalveil Fall in Yosemite National Park
Bailey enjoys an Italian Coffee during our food tour of the Italian Market in Philadelphia, USA

With your San Francisco base sorted, it’s time to dive into this iconic, hilly city. From day trips to Yosemite and retro VW adventures to foodie walks and scenic bay cruises, these tours helped us experience the city in ways we never could on our own.

  • Escape to Yosemite National ParkThis full-day tour made visiting Yosemite completely stress-free, with seamless transport, a small group, and all the must-see highlights packed into one unforgettable day. From giant sequoias to Yosemite Falls and El Capitan, it was the easiest way to experience the park without the hassle.
  • Explore San Francisco in a vintage VW Bus – Cruising through the city on this retro VW Bus tour was easily one of the most fun and unique ways to see San Francisco. With music playing and a knowledgeable guide sharing stories, we covered all the major neighborhoods while enjoying a laid-back, road-trip vibe.
  • Eat your way through North Beach This small-group food tour through Little Italy was the perfect mix of culture and cuisine, with stops at local favorites for everything from focaccia to cannoli. It felt like exploring with a local, discovering hidden gems, and learning the stories behind every bite.
  • See the city from the water on a bay cruise – Offered as part of this popular bay tour, this one-hour cruise gave us unbeatable views of the skyline, Alcatraz, and the Golden Gate Bridge. It was relaxing, scenic, and an easy way to take in San Francisco’s biggest landmarks from a whole new perspective.
  • Discover famous filming locationsThis movie sites tour brought San Francisco to life in a whole new way, pairing iconic scenes with the real-life locations right outside the window. It was fun, interactive, and gave us a fresh perspective on landmarks we thought we already knew.

Related Read: Want help putting it all together? Check out our 3-day San Francisco itinerary here for a day-by-day plan that hits all the highlights without feeling rushed.

Renting a Car in the USA

View of the road and scenery driving down route 66 in USA

The United States is a vast country with diverse landscapes, from bustling cities to scenic national parks. While public transportation exists in major cities, renting a car is often the best way to explore the country’s wide-open spaces and hidden gems.

We always book with Discover Cars and can’t recommend them enough. It’s super easy to compare prices, check company ratings, find the right vehicle for your needs, and add affordable full coverage insurance. If you want a full breakdown, check out our Discover Cars review here.

Tips for Renting a Car in the USA

  • Drive on the right: In the U.S., vehicles drive on the right-hand side of the road, and the driver’s seat is on the left. If this is different than your home country, take some time to adjust before hitting busy streets!
  • Know the local rules: Speed limits, road signs, and driving laws can differ between states. For example, turning right on red is generally allowed after a complete stop, unless a sign indicates otherwise. Always check the specific rules for the states you’ll be driving in.
  • Add full insurance: We always recommend full coverage rental insurance, especially in the U.S., where long distances, varying road conditions, and unpredictable weather can lead to unexpected situations. Discover Cars makes it easy (and affordable!) to add this peace of mind when you book.
  • Choose the right car: Consider the nature of your trip. For city driving, a compact car is convenient, while for road trips or national park visits, an SUV might be more comfortable. With Discover Cars, it’s easy to filter by vehicle type, transmission, fuel efficiency, and more to find the perfect fit.

What You Need to Rent a Car in the USA

  • A valid driver’s license from your home country.
  • An International Driving Permit (IDP) is recommended if your license is not in English or uses a non-Roman alphabet. Some rental companies may require it, so it’s best to check in advance.
  • A credit card in the driver’s name is typically required for the security deposit.
  • Most rental companies require drivers to be at least 21 years old, with a young driver surcharge applicable for those under 25. Some companies may have higher age requirements, so make sure you double-check.

Ready to hit the road and discover the freedom of exploring the USA on your own terms?

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Thanks for reading!

Daniel-and-Bailey-take-a-selfie-at-a-vineyard-near-San-Francisco
Thanks for reading!

After a day of cable car rides, waterfront strolls, and incredible meals, having the right place to stay in San Francisco really shapes your entire experience. Whether you’re waking up by the bay, tucked into a lively neighborhood like North Beach, or enjoying skyline views downtown, each area offers something totally different. No matter your travel style or budget, there’s a spot here that will make your trip even more memorable.

Before you go, be sure to check out our other USA blogs here for more tips and inspiration. Or browse a few of our favorite guides below to keep building your trip!

How to Spend TWO DAYS in Santa Barbara, California: 2-Day Itinerary

How to Spend THREE Days in Palm Springs, California: 3-Day Itinerary

How to Spend THREE DAYS in San Diego, California: 3-Day Itinerary 

Bailey and Daniel are the married couple who started this blog. They’re endlessly curious, always planning the next adventure, and happiest when they’re on the move. Travel isn’t something they do once or twice a year — it’s the way they’ve chosen to live their lives.

Learn more about Dan & Bailey

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